Insurance Blog

Aug 24, 2013

The Cost of Not Paying Attention

Three out of every four motorists are focusing on something other than driving while behind the wheel, according to a poll conducted by Leger Marketing. With the aim of shedding light on the fact that dangerous driving isn’t limited to the standard categories of speeding or drunk driving, InsuranceHotline.com is drawing attention to the lesser known instances of distracted driving to help inform consumers about safety and its impact on insurance. Their list of seven driving distractions is as follows: 1. Using a cell phone. Even though there are laws and legislation in many cities, people still have the tendency…
Feb 8, 2013

Seniors: Have a Safe and Healthy Winter Season

*By Dr. Judith S. Black Helping older family members stay safe, secure and independent begins with preparation in the home. Learn how to help seniors stay safe and healthy by following these tips: Since snow and ice and other adverse weather conditions raise the risk of falls during the winter season, it is important to wear appropriate footwear – comfortable shoes with anti-slip soles. This will help secure footing on icy or snowy walks, stairs or driveways. Check where you regularly walk and be aware of any surfaces that may present a slip or fall risk. Be sure rugs are…
Feb 6, 2013

Napping: Not Just for Kids

*By Barbara Pronin, RISMedia Consumer Columnist For some people, an afternoon nap is a signal you are losing your edge. For others –and not just for the elderly – naps can be a valued way of life. Most people, say the sleep experts at the Mayo Clinic, fall somewhere in the middle of the spectrum. But whether you’re sleep-deprived or looking for a way to relax, it’s good to understand when and how to get the most out of napping. The Upsides Napping offers various benefits for healthy adults: Relaxation Reduced fatigue Increased alertness Improved mood Improved performance, including quicker…
Feb 4, 2013

4 Hot Tips for Cooling/Heating Your Home

*By Barbara Pronin, RISMedia Columnist  It’s possible to reduce home energy costs by as much as a third this year by following four simple recommendations. “Fans, lighting, doors and windows can suck up a lot of energy,” said Do-it-Yourself video host Jeff Meacham. You can improve efficiency and save money in four main areas.” Ceiling fans – Clean the blades with a dusting cloth and some white vinegar. The reduced weight will make them rotate more easily, reducing the motor effort and saving energy. Also, for maximum efficiency, flip the switch in winter so the fan rotates clockwise, forcing warm air…
Feb 1, 2013

5 Gifts to Ensure Happy, Healthy Dogs

Today’s modern world shows how much our relationship with animals has changed, says animal chiropractic consultant Dr. Rod Block. “Back before the mechanical wonders of industrialization, we relied upon animals to carry the brunt of our work; essentially, their purpose was to haul loads, plow fields and chase down prey,” says Block, author of “Like Chiropractic for Elephants,” a book in part about his experience treating elephants and other animals for chiropractic problems. “Today, tractors and other marvels of the post-industrial era have largely replaced the duties of the working animal. In a world where humans distance themselves more and…
Jan 30, 2013

HUD Helps Reduce Childhood Lead Poisoning

To help ensure families protect their children from lead poisoning, the U.S. Department of Housing and Urban Development (HUD) recently announced new Guidelines on how to identify and control lead-based paint and related hazards in housing, and to help property owners, government agencies, and private contractors sharply reduce childhood exposure to lead without unnecessarily increasing the cost of renovation. This second edition of the guidelines replaces the 1995 edition. “HUD is committed to providing healthier housing for all families,” says Jon L. Gant, Director of HUD’s Office of Healthy Homes and Lead Hazard Control. “These Guidelines will help communities around…
Jan 25, 2013

Most Consumers Expect More from Technology

What people want most from their smartphones, tablets, home theater and home appliances is simplicity, according to the new Ketchum Digital Living Index, conducted by global communications firm Ketchum. The study showed that 76 percent of consumers said they are not very satisfied with technology’s ability to make their life simpler. Responses from 6,000 consumers in six countries revealed more prefer technology to be easy to use (54 percent) and simplify their life (46 percent) than entertain them (35 percent) or signal who they are to the world (11 percent). “The most surprising finding in the study is the overwhelming…
Dec 31, 2012

Common Weather Conditions Wreak Havoc on Home’s Exterior

According to Debbie Zimmer, paint and color expert at the Paint Quality Institute, the weather and environment can wreak havoc on your home’s exterior. Even common conditions like strong sunlight, rain and fluctuating temperatures place stress on our abodes—and the exterior paint that protects them. Here’s how common weather conditions can cause your home’s paint job to suffer: Sun. While most people are happiest on sunny days, the same bright conditions can wreak havoc on paint. “Ultraviolet rays tend to deteriorate the binder in exterior paint in much the same way that the rays can harm the skin on our bodies,”…
Dec 28, 2012

How to Live the Good Life, Naturally

Everyone has the power to make a positive impact on the world around them, whether it’s choosing locally made products, making environmentally friendly home solutions or helping those in need. These actions can be beneficial to your family, your neighborhood and your local community. It’s the simple things that make a difference. Eco-expert and author Sarah Copeland blogs about her everyday food and lifestyle experiences on EdibleLiving.com, a website that helps readers discover easy and innovative ways to live the good life, naturally. “For me, good, natural living starts with the little things,” notes Copeland. “No matter how big or…
Dec 27, 2012

Improve Auto Repair Experience by Learning to Speak ‘Auto Tech’

A trip to the auto repair shop can feel like visiting a foreign country for some motorists, they do not understand the language and are worried about being taken advantage of by the locals. However, AAA says a trip to the repair shop can be much easier, and less stressful, by selecting a quality facility and learning to speak ‘auto tech.’ When communicating with an automotive technician, AAA recommends motorists do the following: -Before taking the vehicle to a repair facility, write down notes on the vehicle’s symptoms and performance so important information is not overlooked or forgotten. Include any…